However, not all pet insurance policies are the same, and neither are their premiums.
In truth, pet insurance costs can vary substantially based on the type of animal, its size, and, most critically, its breed.
Genes for expensive diseases and disorders are more common in purebred dogs.
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Thus, mixed-breed dogs are the cheapest to insure.
By "small, spayed, female mixed breeds," the North American Pet Health Insurance Association means.
One study indicated that Goldendoodles, one of the most popular mixed-breed dogs in the U.S., cost $39 per month to insure.
According to LendEDU's research on pet insurance coverage, the average monthly premium for an English Springer Spaniel is $33.56.
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